Amazing 1-out-of-4 car rental travelers wrongly accused of damage charges 


unjust rental car damage chargesA recent poll of Travelers United subscribers found that 25 percent of members have experienced unjust rental car damage charges. The surprising results from a collection of educated, frequent travelers, points to an increasing problem for travelers — questionable rental car damage claims by rental companies. How can they be avoided?

When asked whether they have ever been wrongly accused of damaging a rental car:

  • 15.7% said, “Yes.”
  • 5.7% said, “Yes, but my employer’s insurance covered the damage.”
  • 3% said, “Yes, but I took meticulous before and after photos and got off.”

We have all faced the hard sell from rental car agents about the need to purchase collision damage insurance in addition to one’s own personal automobile insurance. And many of us use our credit card included collision damage waiver insurance when renting a car. We simply decline the coverage offered by the car rental company.

What are some of the situations where car renters feel they have been presented with unjust rental car damage charges?

Returning a car after hours

This is one of the situations where many travelers have reported unjust rental car damage charges. I have had the same problem when dropping a car off in northern Italy prior to the rental office opening. Ultimately, I was charged for a missing hubcap, though I am certain that it was there when I left the car.

Consumer Reports has also detailed this problem for car renters.

One way that can happen is if you drop off a vehicle when the office is closed. If the vehicle is damaged before an employee examines it, you’re responsible.

You also can end up being charged if an employee didn’t properly record pre-existing damage when you picked up the vehicle. That can be a particular problem with many airport rentals, which are inspected and then left for customers to pick up later unescorted. There’s no employee around to re-inspect the car with the customer present, and there’s no way for the customer to know if any damage occurred after the employee inspection.

Click here to subscribeRenting from a car-sharing program like Car2Go, Zipcars, or Enterprise CarSharing.

Again, according to Consumer Reports:

Rental companies hold drivers liable for anything that happens to the vehicle during the rental period, even if the incident that caused the damage was out of the driver’s control. Such rental car damage charges can occur when there isn’t a rental company employee available to examine the vehicle when you pick it up and again when you return it. If the company isn’t aware of prior damage or if something happens to the car after you drop it off, the company will assume the incident occurred on your watch, and you could be on the hook for some serious money.

This is a particular problem with car-sharing services, which allow members to pick up vehicles left parked on the street or in commercial parking garages and then drop them off when they no longer need it. Because the cars aren’t inspected between rentals, the car-sharing companies depend on the next renter to report any damage to the vehicle interior or exterior before driving it.

Take photos before and after a car rental.

In a post on TravelersUnited.com about rental car secrets, the solution is to take photos before and after your rental, only check in when a rental office is open, and also take photos of the gas gauge, odometer, VIN number, and license plate number. A bit of time spent before and after auto rentals can mean lots of peace of mind and fewer hassles should unjust rental car damage charges be assessed.

“Take pictures of the exterior of the car before leaving the lot,” advises Justin Tysdal, CEO of Seven Corners, a travel insurance company. Having a “before” picture ensures that if there’s a claim, you’ll be able to prove how the car looked when you picked it up. Take a snapshot of the dashboard, including the gas gauge and odometer. Include the VIN placard and the license plate in your album. Then conduct a slow walkaround, capturing images of each body panel, all windows, the roof, the bumpers, and the wheels. And don’t forget the “after” photo montage. Car-rental companies sometimes wait weeks, even months, before sending a claim. In the meantime, anyone could have driven your rental.

Bottom Line: Before and after photos are the best solution for travelers wrongly accused of rental car damages.